Nassau Personal Protection Choice

Protecting Your Retirement Income

A single premium fixed indexed annuity with flexibility to address multiple needs. Generate guaranteed lifetime income, add protection for care and family, and accumulate retirement savings with fixed and indexed account options.

Get Your Nassau Protection Guide

Learn how guaranteed lifetime income can secure your retirement.

Customize Your Protection

Nassau Personal Protection Choice gives you flexibility to combine the benefits that are most important to you.

Guaranteed Lifetime Income

Generate income you can't outlive with optional guaranteed lifetime withdrawal benefit riders.

Principal Protection

Your account value may increase with positive market performance but never decreases due to market downturns.

Care Protection

Enhanced income benefits if you become confined to a nursing home or require nursing care.

Family Protection

Enhanced death benefit for your loved ones through the Family Protection GMDB.

How It Works

Nassau Personal Protection Choice is a fixed indexed annuity that provides opportunity to benefit from the growth of the market without downside risk. Your account value may increase as a result of positive market performance, and never loses value due to market downturns.

1

Choose Your Income Strategy

Select from income strategies designed for immediate or future income needs.

2

Add Protection Benefits

Customize with Care Protection and Family Protection riders.

3

Grow Your Savings

Choose from 16 indexed accounts to allocate your premium.

Income Protection Strategies

Choose the income strategy that matches when you want to begin receiving guaranteed income.

Income Strategy: Today
  • Cumulative bonus up to 45% boosts the Benefit Base in years 1-3
  • Additional 3% simple interest roll-ups in years 3-10
  • Best for those who want income sooner
Income Strategy: Tomorrow
  • 14% simple interest roll-ups grow Benefit Base for first 10 years
  • Higher potential income if you can defer withdrawals
  • Best for long-term planning

Care Protection Benefits

Unplanned health care expenses can have a significant impact on your retirement savings. Should you become confined to a nursing home or require nursing care, the Care Protection benefit provides an enhanced guaranteed income benefit for up to 5 years.

Care Benefit Examples

Assuming an Income Benefit of $7,000/year:

Nursing Home (up to age 70)

$17,500

250% of Income Benefit

Care Need (up to age 70)

$12,250

175% of Income Benefit

Must be certified by a physician as impaired and unable to perform at least two of the six activities of daily living (ADLs) - eating, bathing, dressing, transferring, toileting, and continence.

Family Protection Benefits

Ensuring your loved ones are financially protected in the event of an unexpected death is a top priority for many people. Nassau Personal Protection Choice offers an enhanced lump-sum death benefit for your loved ones.

Death Benefit Roll-Ups

The Family Protection benefit provides an enhanced death benefit based on a separate Death Benefit Base that rolls up every year:

Up to Age 70

10%

Annual Roll-Up

Age 71-85

5%

Annual Roll-Up

Grow Your Retirement Savings

Choose from 16 indexed accounts to allocate your premium, giving you flexibility to select those that best fit your current risk tolerance.

1-year Nasdaq-100 (participation rate)
2-year Nasdaq-100 (participation rate)
1-year S&P 500 (cap rate)
1-year S&P 500 (participation rate)
2-year S&P 500 (participation rate)
1-year UBS Tactical Multi Asset Index

Plus additional indexed account options including Enhanced Participation Rate accounts.

Download the Nassau Protection Brochures

Get the full details on Nassau Personal Protection Choice features and benefits.

Ready to Protect Your Retirement?

Schedule a free strategy session to learn if Nassau Personal Protection Choice is right for your retirement goals.